Just how to Load Your Walmart Cash Card

The Walmart MoneyCard is a debit card that will require no bank credit or account check and so avoids overdraft charges. For sale in either Visa or MasterCard variations, the card may be used not just at Walmart but at any store that accepts Visa or MasterCard. Several degrees of the MoneyCard can be found, including a favored Card that varies through the regular card in a few of its costs.

You could add cash to your card through direct deposit; by reloading it at a register, cashing a check at Walmart, or making use of a Walmart cash center express device. Additionally, there are choices for online bank transfer and also to get tax refund provided for your card account. Here is a look at the services that are available.

Key Takeaways

  • Walmart’s low-cost pre-paid debit card, the MoneyCard, calls for no current banking account and certainly will be funded via direct deposit.
  • You can find numerous quantities of MoneyCard perks from fundamental to Preferred, which is sold with added features (but in addition may bring extra charges).
  • The MoneyCard can be loaded at store registers, at Walmart Money centers, or with your IRS tax refund, among others in addition to direct deposit.

Direct Deposit

Payroll checks or your federal government advantages can be packed straight onto a MoneyCard through direct deposit. This solution is free and you may choose to deposit all or element of your check. Employers may notify the lender of direct build up as much as two days before the”payday that is official” Walmart states and also the merchant says after that it transfers funds into the card early.

Walmart Rapid Reload

You are allowed by this option to incorporate between $20 and $1,100 to your MoneyCard by swiping it in the register at Walmart or any other participating store. There is certainly a $3 cost for the solution, nevertheless the fee is waived for Preferred cardholders.

Check always Cashing at Walmart

The funds instantly load onto your MoneyCard if you cash your paycheck or government benefits check at Walmart. No reload charges are charged, but there could be a fee for cashing the check. This program is unavailable in nj-new jersey, ny, and Rhode Island. Making use of the MoneyCard’s smartphone application, there is the substitute for deposit checks to your card account simply by using your smartphone digital camera, according to Walmart.

Walmart Money Center Express

These centers are found toward the leading of Walmart shops, nearby the customer support division. They permit you to include funds to your card, check out the card stability, buy cash instructions, and get calling cards. Costs apply, according to the variety of MoneyCard and also the deal.

On The Web Bank Transfer

The transfer normally takes anyone to three company times and there is no reloading charge. Nonetheless, your bank may charge costs regarding the electronic transfer.

Tax Refunds

In the event that you electronically file your earnings fees, you’ll prefer to straight deposit your reimbursement onto your Walmart MoneyCard; no reloading cost applies. You deliver your card quantity and cellular phone quantity to Walmart, which then texts you the direct-deposit information you come into your taxation kinds. The IRS that is standard processing relates, although e-filing typically enables you to get a refund more rapidly than filing by mail.


The MoneyCard provides most of the advantages available on all Visa and MasterCard debit cards, including fraudulence security. Totally Free online bill having to pay solution can be included. You’ll deliver cash requests, free checks to a landlord, or set recurring monthly premiums for bills such as for example bright lending for your automobile insurance. These cards additionally enable you to deliver funds to friends or household any place in the usa.

You can make cash-back rewards by shopping at Walmart.com (3% cash return), Murphy United States Of America and Walmart gas channels (2%), and Walmart stores (1% money back). The restriction for cash-back benefits is $75 per year.

MoneyCards expense between $1 and $4 to get, with regards to the card kind. The standard card features a $5 month-to-month service charge, that is waived in the event that you loaded $1,000 or higher on the card within the month that is previous. The card that is preferred a $3 charge, which can be waived in the event that you deposit at the very least $500 to your card in the thirty days or have payroll or federal government benefits deposited right to it.

ATM withdrawals are priced at $2.50 utilizing the regular card and $2 using the Preferred one, however the favored card additionally enables free withdrawals from 24,000 MoneyPass ATMs. Other cost differentials incorporate a 3% international deal cost using the regular card, weighed against 2% for the Preferred one. The card that is preferred lets you miss the $0.50 balance inquiry fee at ATMs, supplied you employ one of the MoneyPass ATMs.

The Bottom Line

The Walmart MoneyCard is sold with a range free services along with other advantages, particularly for regular Walmart shoppers. It supplies a convenient wide range of means to load cash on the card. Nonetheless, other debit that is prepaid and mobile banking choices provide reduced costs, bigger sites of ATMs, and much more free services. Do your research before making a choice that is final.